Columbus Ohio Chapter 13 Bankruptcy
Cupps & Garrison, Chapter 13 bankruptcy attorneys in Ohio, have the experience, proficiency, and knowledge to prepare your Chapter 13 bankruptcy in Columbus, Ohio. We successfully represent people throughout the greater Columbus, Ohio area in a wide range of bankruptcy matters. If you are burdened by debt, our objective is to help you get a fresh start. To learn more about your rights and options, we offer an initial consultation and case evaluation. To schedule an appointment at our law office, please contact us.
What is Chapter 13 Bankruptcy in Ohio?
Chapter 13 Bankruptcy, sometimes referred to as "wage earner" bankruptcy, is most commonly used by people who don’t qualify for a Chapter 7 Bankruptcy and provides the debtor the opportunity to repay some or all of their debts under better terms, including reduced balances and lower or no interest. This process involves a restructuring and repayment of the debtor’s debts, or some portion thereof, over a certain period of time.
Filing a Chapter 13 Bankruptcy in Columbus Ohio is often used to prevent mortgage foreclosures. If you are a homeowner that is behind on your mortgage payments, but want to keep your home, a Chapter 13 can provide for a repayment of past-due mortgage payments over the life of the Chapter 13 plan as opposed to an immediate, large upfront payment. It is very important to speak with an experienced Ohio Chapter 13 Bankruptcy Lawyer to determine if Chapter 13 in Columbus is right for you and your given financial situation.
Ohio Personal Bankruptcy
Filing Chapter 13 bankruptcy in Columbus allows you to:
How do I know when to file for Chapter 13 Bankruptcy?
If you are in serious debt, behind on payments, or have a pending foreclosure or repossession, it is strongly recommended that you have some form of bankruptcy evaluation. Having a bankruptcy lawyer guide you through the process and advise you on your rights is an important first step. To speak with a Columbus Chapter 13 bankruptcy lawyer, please contact our law office in Columbus Ohio, call 614-441-8603, or fill out our online contact form.
For more information on bankruptcy law, please visit our frequently asked questions page.
What is Chapter 13 Bankruptcy in Ohio?
Chapter 13 Bankruptcy, sometimes referred to as "wage earner" bankruptcy, is most commonly used by people who don’t qualify for a Chapter 7 Bankruptcy and provides the debtor the opportunity to repay some or all of their debts under better terms, including reduced balances and lower or no interest. This process involves a restructuring and repayment of the debtor’s debts, or some portion thereof, over a certain period of time.
Filing a Chapter 13 Bankruptcy in Columbus Ohio is often used to prevent mortgage foreclosures. If you are a homeowner that is behind on your mortgage payments, but want to keep your home, a Chapter 13 can provide for a repayment of past-due mortgage payments over the life of the Chapter 13 plan as opposed to an immediate, large upfront payment. It is very important to speak with an experienced Ohio Chapter 13 Bankruptcy Lawyer to determine if Chapter 13 in Columbus is right for you and your given financial situation.
Ohio Personal Bankruptcy
Filing Chapter 13 bankruptcy in Columbus allows you to:
- Retain exempt assets
- Continue to make payments
- Stop collection efforts
- Prevent new debt collections
- Pay other debts and loans over a 3-5 year period
- Keep valued assets such as your house, car, or boat
- Pay past-due mortgage debts over time to prevent foreclosure
How do I know when to file for Chapter 13 Bankruptcy?
If you are in serious debt, behind on payments, or have a pending foreclosure or repossession, it is strongly recommended that you have some form of bankruptcy evaluation. Having a bankruptcy lawyer guide you through the process and advise you on your rights is an important first step. To speak with a Columbus Chapter 13 bankruptcy lawyer, please contact our law office in Columbus Ohio, call 614-441-8603, or fill out our online contact form.
For more information on bankruptcy law, please visit our frequently asked questions page.
Cupps & Garrison, LLC is a Debt Relief Agency. We assist people file for
bankruptcy relief under the United States Bankruptcy Code.
bankruptcy relief under the United States Bankruptcy Code.
